Business finance
Invoice Finance
Unlock cash tied up in unpaid invoices and improve your cash flow
What is Invoice Finance?
Invoice finance allows businesses to unlock cash tied up in unpaid invoices, improving cash flow and providing access to working capital. We support clients in accessing both invoice factoring and invoice discounting facilities, helping to stabilise cash flow and support ongoing operations without the need to wait for customer payments.
- Unlock cash from unpaid invoices
- Factoring and discounting available
- Improve cash flow immediately
- No need to wait for customer payments
How Invoice Finance Improves Cash Flow
Invoice finance allows businesses to unlock cash tied up in unpaid customer invoices, rather than waiting for the full payment term to end. Instead of leaving that capital outstanding, a finance provider releases a large percentage of the invoice value upfront, often within 24 hours.
In most cases, the provider will advance around 70% to 90% of the invoice amount. The remaining balance, less any agreed fees, is then paid once the customer settles the invoice in full.
Unlike a traditional loan, invoice finance is generally not structured around interest in the usual sense. This is because the facility is based on the value of your outstanding invoices rather than money borrowed in the conventional way. It is therefore commonly regarded as a fee-based funding solution designed to help businesses strengthen cash flow and access working capital more quickly.
Who it's for
Retailers
Waiting on slow customer payments
Wholesalers
Managing large outstanding invoices
Service Businesses
Stabilising unpredictable cash flow
How the process works
Interested in Invoice Finance?
Speak to a specialist and get a tailored funding solution
