Business finance
Merchant Cash Advance
Fast, flexible funding based on your business card sales
What is Merchant Cash Advance?
A merchant cash advance provides fast, flexible funding based on your business's card sales. This type of facility is particularly suited to businesses with consistent card revenue, allowing repayments to be made as a percentage of daily sales. It offers a flexible alternative to traditional lending, with repayments that adjust in line with business performance.
- Based on your card sales
- Repayments flex with your revenue
- Fast access to funding
- No fixed monthly repayments
Flexible Funding Linked to Your Card Sales
A merchant cash advance gives businesses quick access to funding, with repayments taken as an agreed percentage of daily card sales rather than fixed monthly instalments. This makes it a flexible option for businesses with variable revenue, particularly in retail and hospitality.
It can often be arranged quickly, usually does not require security, and allows repayments to rise or fall in line with sales. Merchant cash advances are commonly used for short-term needs such as purchasing stock, hiring staff, or supporting cash flow.
Repayment terms typically range from 3 to 12 months, depending on the lender, the amount advanced, and the level of card sales generated by the business.
Who it's for
Hospitality
Cafes, restaurants and hotels
Retail Shops
Businesses with consistent card sales
Leisure & Beauty
Salons, gyms and spas
How the process works
Interested in Merchant Cash Advance?
Speak to a specialist and get a tailored funding solution
